6 Great Questions to Ask your Public Adjuster: Is my policy roof surface schedule, actual cash value, or replacement cost value? What is my deductible? (Wind/Hail) Are there any applicable exclusions to a storm related loss? What is the statute of limitations on a claim? Do I have Ordinance and Law/Building Code upgrade coverage? (If …
Discovering roof damage, especially after a hailstorm, can be as frustrating as finding your child’s latest crayon artwork on your freshly painted kitchen walls. Not only are roof repairs costly, but they can also lead to additional problems like water damage, pest infestations, or worse, mold growth. Understanding your insurance coverage in these scenarios is …
How Do I Navigate Insurance Claims for Hail and Storm Damage? Read More »
Understanding Residential Roof Replacement and Insurance Coverage When your roof needs replacing, the first thought is often to check if insurance will cover the costs. However, navigating insurance coverage for residential roof repairs and replacements is not always straightforward. There are many factors, including policy terms, damage causes, and coverage limitations, that determine if your …
Does Insurance Always Cover a Full Roof Replacement? Read More »
When dealing with roof damage and an ensuing insurance claim, one question often arises: should a roofing professional be present when your insurance adjuster assesses the damage? This decision can be crucial in ensuring a fair and thorough evaluation of the damage. Let’s explore the advantages and considerations of having a roofer meet with your …
Should I Have a Roofer Meet My Adjuster? Navigating the Storm Restoration Process Read More »
Starting a roofing project can sometimes bring surprises, particularly when hidden damages are unearthed as the work progresses. It’s important for homeowners to understand what happens if a roofer, such as American Commercial Roofing, Inc. (ACR), finds more damage after the project starts. Here’s an overview of how such situations are typically handled, focusing on …
What if More Damage is Found During My Roofing Project? Read More »
Navigating the financial aspects of a roof damage claim can be as challenging as dealing with the damage itself. A common question that arises for many homeowners and commercial property owners is whether they will need to pay more than their insurance deductible for roof repairs or replacement. Let’s clarify this concern and explore the …
Do I Have to Pay More Than My Deductible on My Roof Claim? Read More »
How Do I Find a Reliable Roofing Contractor in Kansas After a Storm? In the aftermath of the recent storms that swept through Kansas, impacting nearly 100,000 homeowners from across Kansas City, Bonner Springs, and Edwardsville all the way past Topeka and to Manhattan – the importance of finding a reliable roofing contractor has …
How Do I Find a Reliable Roofing Contractor in Kansas After a Storm? Read More »
Many homeowners and commercial property owners find themselves pondering whether their insurance policy will cover the cost of upgrading their roof. This question becomes particularly pertinent when roof damage necessitates significant repairs or a complete replacement. The answer to this is nuanced, dependent on the specifics of your insurance policy and the nature of the …
Will My Insurance Pay for My Roof to Be Upgraded? Weighing the Benefits and Costs Read More »