Khalik Henderson

6 Great Questions to Ask your Public Adjuster:

6 Great Questions to Ask your Public Adjuster: Is my policy roof surface schedule, actual cash value, or replacement cost value? What is my deductible? (Wind/Hail) Are there any applicable exclusions to a storm related loss? What is the statute of limitations on a claim? Do I have Ordinance and Law/Building Code upgrade coverage? (If …

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How Do I Navigate Insurance Claims for Hail and Storm Damage?

Discovering roof damage, especially after a hailstorm, can be as frustrating as finding your child’s latest crayon artwork on your freshly painted kitchen walls. Not only are roof repairs costly, but they can also lead to additional problems like water damage, pest infestations, or worse, mold growth. Understanding your insurance coverage in these scenarios is …

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Does Insurance Always Cover a Full Roof Replacement?

Understanding Residential Roof Replacement and Insurance Coverage When your roof needs replacing, the first thought is often to check if insurance will cover the costs. However, navigating insurance coverage for residential roof repairs and replacements is not always straightforward. There are many factors, including policy terms, damage causes, and coverage limitations, that determine if your …

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