Tim McCann

Does Homeowners Insurance Cover Roof Leaks?

A leaking roof is every homeowner’s nightmare—water stains on the ceiling, unexpected drips, and the fear of costly repairs. Before you panic, you’re probably wondering: Will my homeowners insurance cover this? The answer? It depends. Insurance is designed to cover sudden and accidental damage, not problems that develop over time. That means if a storm …

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Should You Get Multiple Bids for Your RoofReplacement?

If you’ve filed an insurance claim for roof damage, you might hear this advice from yourinsurance company: “Get multiple quotes for the work.” At first glance, it seems like a logicalway to ensure a fair price. After all, when paying for services out-of-pocket, comparing bids isoften a smart move.But when it comes to an insurance-funded …

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Can I Really Have Roof Damage If I Don’t See It Myself?

When talking to homeowners about roof inspections, we often hear two common objections: “I got up on my roof and didn’t see any hail damage.” “I don’t think I have damage because the storm wasn’t that bad.” Let’s dive into these concerns and provide some clarity on why roof damage isn’t always obvious—and why it’s …

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